One Minute Monday: Mortgage Rates Hit a Critical Moment — Oil, Inflation & the Fed Collide скачать в хорошем качестве

One Minute Monday: Mortgage Rates Hit a Critical Moment — Oil, Inflation & the Fed Collide

Hey everyone, it’s Doug Shoemaker with the Shoemaker Loan Team at Homestead Financial Mortgage — and welcome to One Minute Monday. Every week I break down the biggest mortgage and housing market news and simplify it so you can understand what’s actually happening — whether you're buying a home, refinancing, investing, or just trying to make sense of the headlines. This week we cover: • Inflation cooling to its lowest core CPI level in nearly five years • Housing starts rising while single-family permits slow • GDP growth dropping sharply as the economy loses momentum • The upcoming Federal Reserve meeting and the dot plot outlook • How oil prices and global events are influencing mortgage rates Mortgage markets are being influenced by three major forces right now: • Inflation trends • Economic growth and the labor market • Global energy prices Understanding how these forces interact helps explain why mortgage rates move the way they do — and why timing in this market can matter more than most people realize. We also talk about an important strategy many homeowners miss: setting a refinance strike rate ahead of time so you don’t miss short windows when rates briefly improve. Because in mortgage markets, nobody has a crystal ball — at least one that actually works. Supporting Our Local Heroes Through the H.O.M.E. Foundation (Heroes of the Metro East) we work to make homeownership more affordable for military members, law enforcement officers, firefighters, and the families who support them. If you'd like to support our mission or help us highlight charities serving our heroes, you can learn more or donate here: 👉 https://www.zeffy.com/en-US/donation-... Email Doug@HeroesofTheMetroEast.org with local charity details Connect With Me Doug Shoemaker Shoemaker Loan Team Homestead Financial Mortgage 📞 Phone: (618) 795-0790 📧 Email: D.Shoemaker@hfmloans.com 🌐 Website: www.ShoemakerLoanTeam.com Facebook   / shoemakerloanteam   Instagram   / shoemakerloanteam   LinkedIn   / dougshoemaker   Mortgage Market Disclaimer The information provided by Homestead Financial Mortgage is for educational purposes only. Products and interest rates are subject to change at any time due to fluctuating market conditions. Actual rates may vary based on factors such as credit score, down payment, loan type, debt ratio, and documentation provided. Homestead Financial Mortgage 14897 Clayton Road Chesterfield, MO 63017 Company NMLS #222524 Doug Shoemaker NMLS #488878 Homestead Financial Mortgage is an Equal Housing Lender. For licensing information, visit www.nmlsconsumeraccess.org .