War Headlines Are Loud & Here’s What That Means for Mortgage Rates | One Minute Monday скачать в хорошем качестве

War Headlines Are Loud & Here’s What That Means for Mortgage Rates | One Minute Monday

Hey everyone — welcome to One Minute Monday. This week we’re breaking down: • How war headlines impact oil, inflation and mortgage rates • Why bonds sold off — but history says don’t panic • What happened in 2020, 2023 and 2025 • Why inflation affects investor appetite for Treasuries and mortgage-backed securities • Where national average mortgage rates are right now • And what that means for your buying or refinance strategy National average rates this week: • 30-Year Fixed Conventional: 6.12% • 15-Year Fixed: 5.68% • 30-Year FHA: 5.68% • 30-Year VA: 5.70% (Remember — these are national averages and include points and various credit profiles. Your scenario may be very different.) We also discuss: Oil → Inflation Expectations → Investor Behavior → Bond Pricing If this conflict is short and oil normalizes in the next 10–12 days, history suggests bonds could improve and rates could settle back down. If oil remains elevated and inflation stays sticky, bond prices may stall. Strategy beats headlines. If you are within 0.5%–1% of your current rate (depending on loan size), it may be time to at least run the numbers. If you are buying this year, understanding how rate volatility affects demand could help you avoid costly timing mistakes. If you or someone you know is military, law enforcement, or a firefighter, we build custom mortgage strategies designed to save our heroes as much as possible — and a portion of what we do goes back to support local heroes through The H.O.M.E. Foundation. 📞 (618) 795-0790 📧 DShoemaker@hfmloans.com 🌐 www.ShoemakerLoanTeam.com Follow us: Facebook: facebook.com/ShoemakerLoanTeam Instagram: instagram.com/ShoemakerLoanTeam LinkedIn: linkedin.com/in/DougShoemaker Mortgage News Daily rate averages referenced for national comparison. https://www.mortgagenewsdaily.com/mor... — The information provided by Homestead Financial Mortgage is for educational purposes only. Products and interest rates are subject to change at any time due to fluctuating market conditions. Actual rates may vary based on factors such as credit score, down payment, loan type, and documentation provided. Homestead Financial Mortgage 14897 Clayton Road, Chesterfield, MO 63017 NMLS# 222524 Doug Shoemaker NMLS# 488878 Homestead Financial Mortgage is an Equal Housing Lender. For licensing information, go to: www.nmlsconsumeraccess.org