Mortgage Rates, Fed Cuts & Jobs Data Explained | One Minute Monday + Deep Dive скачать в хорошем качестве

Mortgage Rates, Fed Cuts & Jobs Data Explained | One Minute Monday + Deep Dive

Hey everyone, it’s Doug Shoemaker with the Shoemaker Loan Team at Homestead Financial Mortgage. Each week, I break down the most important mortgage and housing news in two ways: • A quick One Minute Monday for those who just want to know what time it is • A deeper dive for those who want to understand how the clock works — and how to build it 🏦 This week we cover: • Why the Fed cutting rates doesn’t automatically lower mortgage rates • What the Fed Funds Rate actually is and why it exists • Why jobs, wages, and inflation matter more than headlines • What current bond market trends mean for rate strategy • Lock vs float guidance for buyers and homeowners 💰 National Average Mortgage Rates (Source: Mortgage News Daily – national averages) • 30-year Conventional: 6.29% • 15-year Conventional: 5.76% • 30-year FHA: 5.88% • 30-year VA: 5.90% Rates shown are national averages and may be higher or lower based on credit, equity, loan type, property, and market movement. 📞 Questions? Call or text me directly: 618-795-0790 🔗 CONNECT WITH ME 🌐 Website: http://www.ShoemakerLoanTeam.com 📧 Email: DShoemaker@hfmloans.com 📘 Facebook:   / shoemakerloanteam   📸 Instagram:   / shoemakerloanteam   💼 LinkedIn:   / dougshoemaker   If you find this helpful, please like, subscribe, and share it with someone who needs clarity instead of noise.