How Forward-thinking Policy Shapes the Future of Financial Innovation скачать в хорошем качестве

How Forward-thinking Policy Shapes the Future of Financial Innovation

In this episode, Adrienne Harris, former Superintendent of the New York State Department of Financial Services, and Jo Ann Barefoot, CEO of AIR and a leading voice in regulatory innovation, come together to share complementary perspectives on how policy can drive responsible progress in finance. Harris highlights how thoughtful regulation can make the financial system work better for people and businesses while safeguarding trust, drawing on DFS’s role as the only U.S. financial regulator with a formal innovation mandate. Barefoot brings a global viewpoint on how regulators and innovators can collaborate earlier, more openly, and more effectively. Together, they explore what it takes to balance supervisory rigor with forward-looking policy and how innovation-minded regulation can shape the future of finance. Guests: Adrienne Harris (Superintendent, New York State Department of Financial Services) & Jo Ann Barefoot (CEO & Co-founder, Alliance for Innovative Regulation) Hosts: Kabir Kumar & Julie VerHage-Greenberg Chapters 0:00 Vision: Protection And Growth Aligned 1:07 Series Intro And Guest Backgrounds 2:06 DFS Wins: Restitution, Crypto, And Modernization 6:10 Why AIR Was Founded And The Regtech Gap 6:14 What It Takes For Regulators To Innovate 11:49 Techsprints: Regulators Meet Builders 14:00 Building Diverse Teams And Crypto Supervision 16:29 Founders’ Mindset: Engage Regulators Early 19:57 Using The Full Regulatory Toolkit 25:12 Constraints: Priorities, Mandates, And Missed Wishes 27:12 Regulators’ Tech Debt: Cloud, Data, Hiring, Procurement 31:09 Culture Change And Leadership For Innovation 34:31 Funding The Tech Transformation And ROI 42:29 Lightning Round And Closing Reflections