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If you’re over 65, one bad investing decision can quietly undo decades of work. As markets head into 2025 and beyond, complexity and high risk matter more than ever. This video breaks down a simple retirement framework often associated with Kevin O’Leary–style discipline: fewer funds, clear purpose, and controlled risk. If your portfolio feels confusing or stressful, that’s already a warning sign. Using a Warren Buffett–inspired mindset, we focus on what matters most after 65: protecting capital, generating steady income, and staying ahead of inflation without gambling. Not chasing hot stocks. Not reacting to headlines. Just making one clear financial decision you can stick with. You’ll see how two broad Vanguard index funds are commonly used by retirees to balance stability and long-term growth, why low fees matter more in retirement than most people realize, and how a simple yearly habit can reduce costly mistakes. This is especially relevant as inflation, market volatility, and longer retirements continue into 2025 and 2026. Retirement investing isn’t about being clever anymore. It’s about being consistent, calm, and prepared for bad years as well as good ones. If you’re approaching retirement or already there, this framework can help you simplify, reduce stress, and avoid the most common retirement investing mistakes. #KevinOLeary #RetirementInvesting #LongTermInvesting #InflationProtection #WealthStrategy #CashFlow