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Considering buying a home in 2025 but scared of the higher interest rates? Guess what - there are options to getting a lower mortgage rate! In this video, I share 5 actionable ways to reduce your interest rate when buying a house, especially for buyers looking in King County including Seattle, Bellevue, Kirkland, Redmond and the surrounding areas. Here’s what you’ll learn: ✅ Why shopping around with multiple lenders can save you thousands ✅ How your credit score directly impacts your rate and how to improve it ✅ The benefits of increasing your down payment (plus creative ways to do it if you just don't have the cash) ✅ How buying down your rate works (and how to get the seller to pay for it) ✅ Alternative loan options that offer lower rates than the typical 30-year fixed 📍 Whether you're a first-time buyer or making a move-up purchase in the Seattle housing market, these strategies can help you make a smarter financial decision in that process. Timestamps: 0:33 Shopping for rates 1:00 Increasing your credit score 1:36 Increasing your downpayment 2:46 Buying points and rate buy downs 3:44 Comparing loan types 🎯 I'm Veronica Morss, a local real estate agent helping buyers navigate the Greater Seattle and Eastside real estate markets. If you're thinking about buying a home and want expert guidance on how to optimize your buying power, this video is for you. 👇 Drop your questions in the comments or reach out if you want personalized advice! 🔔 Don’t forget to like, subscribe, and hit the bell for more real estate tips, market updates, and home buying strategies. #SeattleRealEstate #HomeBuyingTips #MortgageRates2025 #GreaterSeattleHomes #SeattleHomebuyers #EastsideRealEstate #VeronicaMorss #KirklandRealEstate #BellevueRealEstate