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A 73-year-old widow trusted her financial advisor with over $1 million in retirement savings after her husband passed away. What she didn't know was that he was churning her accounts through a practice called "twisting"—repeatedly buying and selling annuities to collect commissions while she paid surrender fees each time. Then he convinced her to invest over $500,000 in a fake biofuel company that didn't exist. When regulators investigated and banned him from the industry, neither MetLife nor Pruco Securities warned her. She only discovered the fraud when an FBI agent knocked on her door. By then, every dollar was gone. Now she's working six hours a day on painful club feet just to try to save her mountain home. This is a case of elder financial exploitation that highlights the devastating consequences when trusted professionals betray vulnerable clients and the firms that employ them fail to protect investors