The Scholarships That Actually Cut Your College Bill in Half скачать в хорошем качестве

The Scholarships That Actually Cut Your College Bill in Half

Many families receive financial aid offers without fully understanding where the money actually comes from or how it affects their long-term cost of attendance. In this training, Coach David explains the critical difference between institutional aid and private aid, helping families understand what counts as need-based support from the school versus outside funding that could change their package. You’ll learn how to read your financial aid page, how to identify which awards are federal, state, or institutional, and what happens when you accept money from private lenders or outside scholarships. Coach David also explains why the source of each award matters when calculating your net price and how to avoid common mistakes that can lead to higher long-term costs. The session walks through how the government, your state, and your college each contribute to the financial aid process. You’ll hear detailed explanations of major programs like the Pell Grant, Cal Grant, UC Grant, and other forms of school-based support that come directly from institutions. Coach David breaks down how federal student loans and parent PLUS loans work, why they are capped at specific limits, and what families should know about the current interest rate environment. He also explains how to recognize when an offer is truly need-based versus when it’s a merit or marketing incentive. By the end, families will know exactly how to categorize each piece of aid on their award letter and how to project what will stay consistent over four years. The training also covers the private side of financial aid — including private loans, private scholarships, and the growing risk of scholarship displacement. Coach David shows real examples of how an outside scholarship can unintentionally reduce a student’s institutional aid if not managed carefully, and how to verify whether a scholarship sends funds directly to the student or to the college. He also explains how to shop for private loan interest rates safely, why some families see quotes as low as 4 percent and others as high as 17 percent, and how to protect your credit when comparing lenders. This training helps every family build the financial literacy needed to make confident decisions about borrowing, aid acceptance, and long-term affordability. Get Notes Here https://training.egelloc.com/resource... What You’ll Learn in This Video ✅ The difference between institutional, federal, and private financial aid ✅ How to read your financial aid award and identify each source of funding ✅ How Pell Grants, Cal Grants, and UC Grants fit into the bigger picture ✅ The truth about federal student loans and parent PLUS loan limits ✅ How to avoid paying unnecessary interest or borrowing too much ✅ What private loans are and how to safely compare lenders ✅ How scholarship displacement works and how to prevent it ✅ What to check before accepting any outside scholarship ✅ Smart strategies for building a long-term financial aid plan Comment Below Have you reviewed your student’s financial aid package yet? Share what was confusing or surprising and we’ll help you understand what it really means. Get Expert Help Book a Call: https://start.egelloc.com/advisors-co... Join the College Admissions Newsletter: https://collegeadmissionsecrets.co/ ⏰ Timestamps for Easy Navigation 00:00 Introduction and financial aid news update 02:00 Understanding institutional versus private aid 04:00 Private loans and why interest rates vary so widely 06:00 Scholarship displacement explained with real examples 09:00 Federal and state aid programs families need to know 11:00 The limits on student and parent loans 13:00 How UC and private colleges award their own grants 15:00 Comparing financial outcomes and long-term planning 17:00 Who should book a consultation and why timing matters 19:00 Black Friday financial aid promotion and closing remarks #FinancialAid #Scholarships #CollegeLoans #PayingForCollege #MeritAid #NeedBasedAid #CoachDavid #egelloC #SmartAdmissions