The 3 Types of USDA Loans (And Why Most YouTube Videos Get It WRONG) скачать в хорошем качестве

The 3 Types of USDA Loans (And Why Most YouTube Videos Get It WRONG)

Thinking about using a USDA loan to buy a home with no down payment? On paper, it sounds like an incredible opportunity through USDA Rural Development—but here’s what most YouTube videos don’t tell you... There are actually THREE different types of USDA loans, and depending on which one you’re looking at, the process, who handles it, and whether it’s even realistic in California (or other high-cost states) can vary a LOT. I reached out to USDA directly, and in this video, I’ll break down: 🏡 The 3 types of USDA loans—Guaranteed, Direct, and Repair/Grant 🤔 Why “finding a USDA lender” isn’t the full story ⚠ Why most Buy Land + Build for 0% Down videos leave out key details 💰 Realistic purchase limits and options for California buyers 🚀 Better alternatives for buyers looking in the $400k-$700k price range If you’re looking for a way to buy a home through USDA Rural Development, or you’ve been researching 0% down options, you NEED to watch this video first so you don’t waste time chasing the wrong program! Helpful Links Mentioned in the Video: 📍 USDA Property Eligibility Map – See if your location qualifies: https://eligibility.sc.egov.usda.gov/... 💰 USDA Income Limits PDF – Check if you qualify based on your county: https://www.rd.usda.gov/files/rd-grhl... 🏛 USDA Rural Development Website: https://www.rd.usda.gov Want a Faster Loan Option? Let’s Talk! 📅 Schedule a Free Consultation: https://scheduler.zoom.us/jacob-kurtz 📲 Download My Mortgage App: https://mtgpro.co/dr/c/6vkqu Jake Kurtz | American Pacific Mortgage 📞 Call/Text: 916.208.8941 🏡 Want expert mortgage advice? Subscribe for more first-time buyer tips and no-nonsense home loan guidance! 👍 Like this video? Smash that thumbs up and drop your questions in the comments! 00:00 Introduction to USDA Loans 00:25 Understanding USDA Loan Types 01:24 USDA Guaranteed Loan Overview 01:45 Income Limits for USDA Guaranteed Loans 02:13 USDA Direct Loan Explained 02:47 Challenges with USDA Direct Loans 04:18 USDA 504 Repair and Rehabilitation Loan 04:39 USDA Farm Loans 05:02 Lender vs. State USDA Loans 05:43 Choosing the Right USDA Loan 06:01 USDA Guaranteed Loan Process 06:20 USDA Direct Loan Process 06:41 Additional Resources and Videos 07:11 Consulting with a Lender 07:57 Conclusion and Contact Information