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🔥 D.O.'s EXCLUSIVE Coaching: https://tloponline.com/mlo-coaching-p... D.O. strips away the fluff and shares exactly what worked in building his mortgage empire – the strategies and systems he'd implement again without hesitation if starting over today. This isn't theoretical advice. D.O. breaks down his actual lead generation approach that consistently delivered regardless of market conditions. He reveals which database management system paid for itself a thousand times over and the exact team structure that maximized production while minimizing headaches. Most valuable is D.O.'s brutal honesty about marketing investments – which channels delivered massive ROI and which popular tactics were complete wastes of money. He shares the client experience systems that created raving fans who sent consistent referrals without being asked. For loan officers struggling with growth plateaus, D.O. explains exactly how he pushed through common production ceilings by adjusting his approach at different business stages. The practical advice on relationship-building and technology decisions gives you a blueprint to fast-track your own success. 00:00 - Introduction: Learning From Experience 02:15 - The Lead Gen Strategy Worth Repeating 05:30 - Database Management Systems That Pay Off 08:45 - Building the Right Team Structure 12:30 - Marketing Investments That Delivered ROI 16:00 - Client Experience Systems Worth Replicating 18:45 - Technology Decisions That Paid Dividends 22:15 - Relationship-Building Approaches That Stuck 26:00 - Avoiding Common Growth Plateaus 28:45 - Action Steps for Implementation