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Capital Markets Wrap is your premier source for the latest developments in the mortgage capital markets. Each month, panelists provide in-depth analysis and updates on key trends, policy changes, and market movements affecting the mortgage industry. Our show covers a wide array of topics including bond market fluctuations, interest rate trends, MBS news, and economic indicators impacting capital markets. Join us as we dissect the most pressing issues, offering expert commentary and actionable insights to help you navigate the complexities of the mortgage capital landscape. On this episode of Capital Markets Wrap presented by Polly, our panel breaks down the December slowdown in MBS trading, what to expect from this week’s Fed meeting, and how early 2025 forecasts point to brief but meaningful refi windows. They also discuss the impact of the 3.2 percent conforming loan limit increase, the real median age of first-time homebuyers, the implications of record home equity levels, and how upcoming trigger-lead restrictions may shape recapture strategies heading into the new year. Founded by industry veteran Rob Chrisman, Chrisman Commentary is your trusted source for mortgage industry insights and updates. Whether you are a mortgage broker, lender, investor, or industry enthusiast, Chrisman Commentary will keep you informed and ahead of the curve in this dynamic, ever-evolving industry. Join our community and stay on top of the latest trends in mortgage lending. #ChrismanCommentary #MortgageRates #HousingMarket #MortgageIndustry