Breaking Up, Keeping the House: Divorce Mortgage Strategies скачать в хорошем качестве

Breaking Up, Keeping the House: Divorce Mortgage Strategies

In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan sit down with mortgage advisor Zach Taylor to tackle a significant topic for divorcing couples—navigating mortgage decisions during and after a divorce. From buying out a spouse to managing a marital home or rental property, Zach shares essential mortgage strategies to help you make informed financial decisions during this challenging transition. Episode Highlights The Importance of Early Financial Planning -- Zach emphasizes the value of reaching out to an experienced divorce mortgage advisor early in the process. Learn how a simple conversation can clarify your options for refinancing, mortgage assumptions, or buying a new home. Key Tips for Mortgage Assumptions -- Find out why timing and documentation are critical when exploring mortgage assumptions. Zach explains how to navigate the process with your loan servicer and what qualifications are necessary post-divorce. Avoiding Costly Mistakes -- Catherine and Karen discuss how the Divorce Financial Portrait™ helps clients evaluate their financial options, ensuring they don’t negotiate away critical assets without understanding the full impact on their future. Maintaining Financial Clarity -- Zach shares actionable tips for managing support payments, running credit reports, and addressing joint debts. Learn how these steps can streamline the mortgage process and prevent delays. Customized Mortgage Scenarios -- Zach provides insights into tailoring mortgage strategies to your unique circumstances, offering worksheets to explore different financing scenarios and their impact on your post-divorce budget. Top Takeaways: Plan Ahead: Engage with a divorce mortgage advisor early to explore your options before making critical decisions. Know Your Numbers: Understanding your post-divorce budget is crucial to determining whether you can afford to keep or refinance your home. Document Everything: Get written confirmations for approvals and ensure all financial agreements are clear and enforceable. Stay Consistent: Steady support payments are essential for mortgage qualification—avoid variances to prevent delays. Leverage Resources: Use tools like the Divorce Financial Portrait™ to gain financial clarity and align your decisions with your long-term goals. Zach Taylor’s Website: Schedule a free 30-minute consultation with Zach to discuss your mortgage options. Connect with Zach Taylor Website: https://crosscountrymortgage.com/enci... Social Media:   / zacharytaylorccm   Zach is your go-to guy for direct conversations—reach out for personalized advice. Listener Questions Have questions about mortgages, divorce, or financial planning? Email us at [email protected]—we’d love to hear from you! Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL’S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at [email protected]. Please be sure to include the episode name in the transcript email request. Thank you!