Credit Analysis 02: Understanding Different Types of Borrowers & Loan Facilities | IIBF CCP Exam скачать в хорошем качестве

Credit Analysis 02: Understanding Different Types of Borrowers & Loan Facilities | IIBF CCP Exam

Credit Analysis: Understanding Different Types of Borrowers & Loan Facilities | IIBF CCP Exam SEO-Optimized Description In this session of our Certified Credit Professional (CCP) series, we dive into the fundamental building blocks of credit appraisal: Who are the borrowers? and What are the facilities? Understanding the legal status of a borrower is the first step in credit risk assessment. We break down the different legal entities and the various ways banks extend credit to them. What we cover in this video: Types of Borrowers: Individual, Partnership Firms, Hindu Undivided Family (HUF), Companies (Private & Public), Trusts, and Statutory Corporations. Legal Capacity: Who can legally enter into a contract? Fund-Based Facilities: Cash Credit, Overdraft, Term Loans, and Bill Discounting. Non-Fund Based Facilities: Letters of Credit (LC) and Bank Guarantees (BG). CCP Practice MCQs: Stay until the end to solve exam-level questions on these topics! Video Timestamps 0:00 - Introduction: Why Borrower Type Matters 0:50 - Individual Borrowers & Legal Competence 2:15 - Partnership Firms: Registration vs. Non-Registration 4:30 - Companies (Private vs. Public Ltd) & MCA Basics 6:45 - Trusts, Societies, and HUF Borrowers 9:10 - Fund-Based vs. Non-Fund Based Facilities 11:20 - Understanding Cash Credit (CC) & Overdraft (OD) 13:45 - Term Loans & Bill Finance 16:10 - Letters of Credit & Bank Guarantees (LC/BG) 19:00 - CCP Exam Practice: Important MCQs 21:30 - Summary & Next Steps #CertifiedCreditProfessional #CCP #PrinciplesOfLending #IIBF #BankingEducation #CreditAppraisal #BankingExams #CreditRisk #NBFC #FinanceLearning #insightfuldhull https://t.me/insightfuldhull    / @insightfuldhullsi=fa7drakhlv_bdxwh   Facebook page :  / insightfuldhull   X - x.com/InsightfulDhull LinkedIn - linkedin.com/in/insightful-dhull-1526a8360