I've Saved About $1 Million...Am I Ready to Retire? скачать в хорошем качестве

I've Saved About $1 Million...Am I Ready to Retire?

As people approach retirement — often around age 60 with roughly $1 million saved — the real question becomes how all the pieces fit together, not whether a single number has been reached. In this video, I walk through a live retirement planning example using fictional clients, Tom and Lisa, to show how a real planning conversation unfolds. You’ll see how we evaluate spending needs, income timing, portfolio sustainability, and flexibility using planning software we work in every day. Rather than relying on rules of thumb, this walkthrough focuses on the decision-making process behind retirement planning — including how small adjustments to timing, income, or spending assumptions can materially change how a plan holds up over time. This example uses simplified, hypothetical data to illustrate how advisors think through retirement readiness in practice. If you’ve ever wondered what actually happens inside a retirement planning meeting, this video is designed to take you behind the curtain. Learn more about our planning approach at 👉 https://www.clearmind-capital.com Advisory services are offered through ClearMind Capital LLC, a registered investment adviser. This content is provided for educational and informational purposes only and does not constitute personalized investment, tax, or legal advice. Viewing this video does not create an advisory relationship. Advisory services are offered only pursuant to a written advisory agreement. The scenarios, assumptions, and examples discussed are hypothetical and illustrative in nature and do not represent actual client results or guarantees of future performance. Investment outcomes vary, and all investments involve risk, including the potential loss of principal. Retirement planning results depend on individual circumstances, including income sources, expenses, tax considerations, healthcare costs, time horizon, and risk tolerance. Always consult a qualified professional regarding your specific situation. Comments reflect the views of individual users and do not necessarily represent the views of ClearMind Capital and should not be considered testimonials or endorsements.