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Getting close to retirement usually means facing one big shift: your paycheck is going away. When that happens, the real question becomes what replaces it. Most retirement income comes from a mix of sources — Social Security, a portfolio, sometimes an annuity, and for many people, a pension. If you do have a pension, it changes how those pieces work together. In this video, I walk through a simple example to show how retirement income is organized, why predictable income matters, and how a pension can affect both the math and the experience of retirement. Thanks for being here. 🧭 Want More Clarity Around Your Own Plan? Take the CALM Assessment 👉 https://calmassessment.com It’s a short, reflective assessment designed to help you think more clearly about your money, goals, and next chapter. 🌿 About ClearMind Capital ClearMind Capital is an independent, fee-only financial planning firm focused on helping individuals and families bring clarity and intention to their financial lives. Learn more about our approach: 👉 https://clearmind-capital.com The opinions expressed in this video are solely those of the individual presenter and do not necessarily reflect the views of ClearMind Capital LLC. Information is believed to be factual and up to date as of the date of recording; however, no guarantee is made as to its accuracy or completeness. This content is provided for general informational purposes only and does not constitute personalized investment advice. Viewers should consult a qualified professional before implementing any strategies discussed. ClearMind Capital LLC does not commit to updating previously recorded content and disclaims any liability for actions taken or not taken based on this content. Advisory services offered through ClearMind Capital LLC, an investment adviser registered with the state of Ohio. For additional disclosure information, please visit: https://adviserinfo.sec.gov/