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🚨 Are you at risk of losing your Old Age Security (OAS) benefits in 2025? Even just $1 over the new clawback limit of $93,454 can cost you thousands in retirement income. 😱 But don’t worry — in this video, we break down legal, smart strategies to avoid the dreaded OAS clawback and keep more money in your pocket. 💸 📊 Learn how to: ✅ Maximize tax-free dividend income ✅ Use your TFSA like a pro ✅ Delay RRIF withdrawals to save ✅ Split pension income with your spouse 👩❤️👨 ✅ Manage capital gains strategically ✅ Avoid high-tax interest income traps 🧨 💼 We use real-life examples (like TELUS dividend strategies 📈) to show how everyday Canadians can optimize retirement income without crossing the clawback threshold. 👉 Whether you're already retired or planning ahead, these tips will help you protect your OAS and make every dollar count in 2025 and beyond. Don’t let a surprise tax bill ruin your golden years! 🌟 👍 Like, 💬 comment, and 🔔 subscribe for more clear, friendly retirement planning advice that actually works! 📌 Disclaimer: This video is for educational purposes only. Always consult a licensed financial advisor or visit Canada.ca for the most up-to-date information. #RetirementPlanning #OASClawback #CanadianFinance #TFSA #DividendIncome #RRIF #OASTips #SeniorFinance #AvoidTax #RetirementCanada #TELUSDividend #TaxFreeIncome #PensionSplitting #RetireSmart #FinanceTipsCanada #TaxPlanning2025