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Most financial advice focuses on numbers... returns, accounts, and strategies. But real financial decisions rarely happen in a spreadsheet. In this video, we explore why two people can face the same financial situation and react completely differently. The answer often has less to do with math and more to do with how the brain processes loss, uncertainty, and past experience. Psychologists call this loss aversion: a potential loss affects us far more strongly than an equivalent gain. That’s why market drops feel overwhelming, why people hold too much cash after a recession, and why paying off a mortgage can feel safer than investing — even when the numbers suggest otherwise. Understanding this helps you make calmer, clearer financial decisions when uncertainty shows up. Thanks for being here. 🧭 Want More Clarity Around Your Own Plan? Take the CALM Assessment 👉 https://calmassessment.com It’s a short, reflective assessment designed to help you think more clearly about your money, goals, and next chapter. 🌿 About ClearMind Capital ClearMind Capital is an independent, fee-only financial planning firm focused on helping individuals and families bring clarity and intention to their financial lives. Learn more about our approach: 👉 https://clearmind-capital.com The opinions expressed in this video are solely those of the individual presenter and do not necessarily reflect the views of ClearMind Capital LLC. Information is believed to be factual and up to date as of the date of recording; however, no guarantee is made as to its accuracy or completeness. This content is provided for general informational purposes only and does not constitute personalized investment advice. Viewers should consult a qualified professional before implementing any strategies discussed. ClearMind Capital LLC does not commit to updating previously recorded content and disclaims any liability for actions taken or not taken based on this content. Advisory services offered through ClearMind Capital LLC, an investment adviser registered with the state of Ohio. For additional disclosure information, please visit: https://adviserinfo.sec.gov/