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We often think of gambling addictions in casinos or sports, but did you know you can be addicted to investing? While saving for retirement is a positive, some apps are making it almost too easy to buy and trade. Unfortunately, engaging in risky trading can include spiraling losses and wildly unexpected tax consequences, as Clark explains. He has a rule if you want to “play” in the market. Also, are you underpaid? It’s about to get easier to tell! Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the January 29, 2025, episode of The Clark Howard Show. 00:00 - Intro 01:07 - Clark's Risky Trading Rule 07:57 - Ask Clark - Best Way to Invest $275 from Art Sale Morgan, a 13-year-old entrepreneur, asks for advice on how to invest $275 after selling art. She’s already set up with a Fidelity Youth Account. 10:11 - Ask Clark - Preventing Junk Fees on Hyatt Bookings Ryan in Georgia seeks advice on how to avoid destination fees when booking through the Capital One Travel portal after being charged $120 in unexpected fees. 12:47 - Ask Clark - Reminder to Keep Car Rental Damage Photos Brad shares how keeping car rental damage photos and videos saved him from a false damage claim months later. 15:24 - Are You Underpaid? 21:48 - Ask Clark - Car Rental Insurance Confusion with Chase Sapphire Preferred Anna in Washington is confused about the Chase Sapphire Preferred card acting as primary vs. secondary car rental insurance. The benefits guide says secondary, but customer service said primary. 24:17 - Ask Clark - Should I Keep the Amex Platinum Card After Retirement? Rick in Arizona, now retired, asks if the Amex Platinum card is still worth the high annual fee with limited travel. 26:26 - Ask Clark - Charitable Donation Minimums for Online Giving Thomas in North Carolina is frustrated that major charities now require a $10 minimum donation online, even though they solicit smaller amounts through mail and other channels. Mentioned on the show: https://www.wsj.com/finance/stocks/st... https://clark.com/personal-finance-cr... https://clark.com/personal-finance-cr... https://clark.com/travel/how-long-sho... Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/