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President Trump has announced a bold plan to push mortgage rates lower — and it could impact the cost of owning a home, your monthly payment, and your timing to buy. In this video, we break down what Trump is doing to try to force mortgage rates down, how it might affect the housing market, and what it actually means for buyers and refinancers. 📉 Experts have pointed to Trump’s initiatives around purchasing mortgage bonds through Fannie Mae and Freddie Mac — a move designed to increase demand for mortgage-backed securities and theoretically push rates lower. But while this could influence mortgage rates in the short term, there’s a lot more going on behind the scenes — including market dynamics, Treasury yields, and Federal Reserve policy — that ultimately determine where rates go. 🔥 What You’ll Learn in This Video: ✔ What Trump’s mortgage bond purchase plan is (and how it’s supposed to work) ✔ Why mortgage rates don’t magically fall even when the government buys bonds ✔ The difference between government policy and actual mortgage rate drivers (like bond markets & inflation) ✔ How the Federal Reserve fits into mortgage rate movement (hint: indirect influence) 💡 Frequently Asked Questions (You’ll See Answered) Will this plan make homes more affordable? Should buyers wait for rates to fall more? How long do any benefits from this policy last? Drop your question in the comments — I’ll answer as many as I can! 👉 Ready to lock in a great mortgage rate before the market changes? Get your personalized rate quote or pre-approval now: 🔗 https://www.SteveFergusonTeam.com 💬 Tell me in the comments: Are you planning to buy or refinance soon? What rate are you targeting? Watch these NEXT👇 ➡️Fix your credit or buy now? - • What should you do? Buy a home now or fix... ➡️FHA OTC New Construction - • FHA One-Time Close Construction loans. Th... ➡️FHA Explained - • What is an FHA Home Loan? ➡️Conventional Explained- • What is a conventional mortgage loan? ➡️OTC Conventional New Construction- • The One-Time Close Conventional Loan! ➡️Golden Ticket Loan- • The Golden Ticket Mortgage Loan! ➡️Should I Rent or Buy? - • RENTERS: This is the most important video... ➡️Should I Buy Investment Property? - • Should I buy investment property and why! ➡️What is a Bridge Loan? - • Home 2 Home-The best bridge loans out there! ➡️VA OTC New Construction Loan - • VA One Time Close Construction loans-Yes t... CONNECT WITH ME: 👉Join my newsletter: https://mailchi.mp/rwmloans.com/custo... 👉 FB: / stevefergusonteam 👉 WEB: http://stevefergusonteam.com/ 👉 LI: / theloanofficer 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 @TheMortgageMan 🚨 Subscribe to this channel here: 👇👇👇👇👇👇👇 ✅ / @themortgageman 📲 We have so many people contacting us who are needing help on their mortgage loans and have questions regarding all kinds of mortgage products and we LOVE IT!! Let me show you how to make the mortgage process easy, efficient and fun! Reach out Day/Nights/Weekends whenever you want, we never stop working for you!! Steve Ferguson and "The Loan Team" 📲 Call/Text Direct at (512) 913-7566 or (512) 631-3990 📲 Email: fergusonteam@rwmloans.com