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Workers’ compensation insurance rates are down in 2026 — but that doesn’t mean every business wins automatically. In this video, I break down: • Why insurance companies have made money on workers’ comp • Why rates have dropped dramatically over the last decade • The hidden risks that could drive your renewal up • How mental health claims are evolving • Why auto accidents are still the biggest workers’ comp threat • What underwriters are really thinking during your renewal • The exact steps you need to take to negotiate better pricing If you’ve had a clean claims history, 2026 could be a year to cash in — especially while auto and umbrella are increasing. If you want help reviewing your workers’ compensation renewal strategy, my contact information is below. 👉 Subscribe for practical insurance advice for business owners and nonprofit leaders. WORK WITH ME https://www.insuranceforentrepreneurs...