Understanding Child Support Add-Ons in Illinois | Childcare, Extracurriculars & More скачать в хорошем качестве

Understanding Child Support Add-Ons in Illinois | Childcare, Extracurriculars & More

In Episode 39 of the Illinois Divorce Guide Podcast, Greer Howard and leading Illinois divorce attorney Bobby Buchanan break down one of the most confusing parts of child support: add-ons. From health insurance and uncovered medical bills to daycare, extracurriculars, and school expenses, these additional costs can significantly impact both parents’ finances. In this episode, Bobby explains how each add-on is calculated, what judges look for, and where negotiation matters most. Whether you're considering divorce, in the middle of one, or navigating co-parenting post-divorce, this episode will help you understand your rights, responsibilities, and how to avoid costly pitfalls. ⏱️ Timestamps [00:36] – What are child support add-ons? [01:39] – Legal framing: what isn't included in base child support [02:55] – How add-ons are calculated differently from child support [03:40] – Health insurance premiums: who pays what? [05:05] – Out-of-pocket medical expenses & how to split them [06:00] – When health insurance becomes a major issue [07:35] – Using the calculator: real number examples [10:15] – How uncovered medical bills get divided [11:50] – Why negotiating medical expense sharing matters [13:20] – When the other parent carries the insurance [14:15] – Comparing insurance options between parents [15:00] – Childcare & daycare: why costs often spike after divorce [16:25] – Daycare scenarios and financial pressures [17:45] – How daycare costs are prorated [18:40] – When support obligations hit $4,000/month [19:55] – “Cheaper to keep them?” – the financial realities of divorce [22:00] – How extracurricular and school expenses evolve as kids grow [23:35] – Why predicting future costs is nearly impossible [25:10] – Splitting big-ticket activities (sports, music, camps, etc.) [26:00] – Real-life example: when expenses surprise both parents [27:00] – Why flexibility is key in your parenting agreement [28:15] – Splitting extracurriculars & using annual caps [30:25] – How add-ons may shift as kids age [31:20] – Career growth & income changes over time [32:00] – Two major pitfalls parents don’t think about [33:00] – Reimbursement deadlines: why they matter [34:10] – Why you must formally modify agreements [35:00] – Hypotheticals: 50/50 parenting & add-on splits [36:05] – Job loss & daycare changes—now what? [37:10] – When an ex stops paying for insurance [38:10] – Why this can trigger an emergency motion [39:00] – What’s coming next: maintenance, multifamily adjustments & private school 👉 Subscribe for more episodes of the Illinois Divorce Guide Podcast with Greer Howard and attorney Bobby Buchanan, where we make Illinois family law easier to understand. 📩 Got questions or topics you’d like covered? Drop them in the comments below! 🔗 For more resources and legal guidance: 📺 YouTube: ‪@IllinoisDivorceTV‬ 🌐 Website: https://www.rbbfirm.com 📞 Consult Bobby’s Firm: 312-757-4833 📧 Email: info@rbbfirm.com 📌 Disclaimer: This podcast is for informational purposes only and does not constitute legal advice. Please consult a professional for legal guidance tailored to your situation. #illinoisdivorceguide #childsupport #coparenting #familylaw #divorcehelp #divorceattorney #parentingafterdivorce #childcarecosts #healthinsurance #extracurricularactivities #divorcesupport