3 Small Money Habits That Make a Big Difference in Retirement скачать в хорошем качестве

3 Small Money Habits That Make a Big Difference in Retirement

If you’re within a few years of retirement—or you’ve just retired—you’ve probably realized something important: retirement changes how money works in your life. Income shifts, risk feels different, and financial decisions can have a lasting impact on the people you care about. In this video, Matt D’Amico walks through three practical retirement money habits that can help you make smarter financial decisions during this next phase of life. These are not quick tricks or trendy strategies. They are foundational habits that can help turn your savings into a structured, sustainable retirement plan. If you’re thinking about retirement income, portfolio risk, or legacy planning, this conversation is for you. Timestamp Overview: 00:00 – Introduction 00:12 – How retirement changes the way money works 00:28 – Why retirement requires new financial habits 00:38 – Habit #1: Treating Retirement Income Like a Paycheck 00:54 – Coordinating Social Security, pensions, and investment withdrawals 01:15 – Planning for required minimum distributions (RMDs) 01:25 – Habit #2: Reassessing Risk in Retirement 01:37 – Growth vs. income-focused portfolios 01:47 – Aligning assets with short-term and long-term income needs 01:58 – How early downturns impact retirement withdrawals 02:02 – Habit #3: Planning Beyond Your Retirement Years 02:12 – Reviewing beneficiaries and account transfers 02:18 – Life insurance and long-term care considerations 02:23 – Why legacy planning matters for every family 02:30 – Turning retirement savings into a strategy 02:41 – How to schedule a conversation with Net Worth Advisors Disclosure: Networth Advisors, LLC is an SEC registered investment adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Networth Advisors, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. “Likes” or comments are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback, please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Therefore, we do not allow commenting on our public posts. As an SEC registered investment advisory firm, we are restricted from posting, publishing or otherwise disclosing any form of testimonial or endorsement which is related to our investment advisory services. Social media recommendations and endorsements may be viewed as a testimonial. This policy requires that we block any recommendations or endorsements or commenting. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. Links to websites and other resources operated by third parties are provided as information only, and there can be no assurance as to its accuracy, suitability, or completeness. Networth Advisors, LLC does not endorse, authorize, or sponsor the content or its respective sponsors and is in no way responsible for third party content, services, products or information on this website, or for the collection or use of information regarding the web site’s users and/or members. Insurance products and services are offered and sold through individually licensed and appointed insurance agents. Our advisors will uphold fiduciary standards when offering the sale of insurance products to clients.