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The renting vs buying debate is usually framed as a simple math problem: monthly rent versus monthly ownership cost. I think that framing misses the point — and often leads people to the wrong conclusion. In this video, I break the decision down into three parts: cost, psychology, and return. When you look at all three together — not just short-term cash flow — buying a home usually comes out ahead for most people who plan to stay put for some time. We’ll talk about why locking in housing costs matters, why “rent and invest the difference” fails in the real world, and how leverage changes the return equation for homeownership. This isn’t about saying renting is bad. It’s about being honest about how people actually behave — and what tends to work over decades, not months or years. 👉 Learn more about investing and long-term decision-making: https://catchinguponinvesting.com 📘 Catching Up on Investing (book): https://www.amazon.com/dp/B0F3VYBLSK