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Are you waiting to buy a home because you think you need perfect credit, 20 percent down, or lower interest rates? In Episode 3 of Coffee Break Real Estate, @DannyBenjaminRE and @CoachAdamYouhanna break down the biggest myths home buyers believe about getting approved and explain what actually matters. In this episode, we cover: • The truth about minimum credit scores for conventional, FHA, VA, and jumbo loans • Credit Karma vs lender FICO scores • How to boost your credit score fast using utilization strategy • Why you do not need 20 percent down to buy a home • How different down payments really affect your monthly payment • The real cost of waiting for rates to drop • Why pulling your credit usually does not hurt you the way you think • What to do if another lender already told you no Most buyers are not stuck because they cannot qualify. They are stuck because they have the wrong information. If you want clarity instead of guessing, this episode is for you. Download our Home Buying Game Plan Comment PLAN below or message us directly Intro and outro music provided by Mahami Music @mahamimusic Connect with the hosts: Danny Benjamin @dsbexplores www.YourAgentDanny.com Adam Youhanna @adamyouhanna www.MortgageAdvisorAdam.com