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How to Afford a Home in Ottawa Without Waiting for a “Perfect Market”

If the market feels out of reach, this segment brings it back to what you can actually control. Ken and Yetta walk through five affordability factors you can adjust: income, debt, down payment, expectations, and structure. This is not hype. It’s practical. Often the breakthrough is not “more income,” it’s reducing consumer debt, adjusting expectations for a season, and structuring the mortgage wisely so you get a quiet win. If you want help identifying which lever is limiting you, book a clarity call and we’ll map your next step. Have you noticed how often the message sounds the same lately — “It’s impossible to buy a home right now”? In this episode of LIFE’S INSIDE TRACK with Ken and Yetta Dekker, we slow the noise down and examine whether that belief is truth… or hype worth questioning. We talk about how discouragement often disguises itself as realism, and how that mindset quietly shapes daily choices that either build opportunity or shut it down. You’ll hear why Ottawa is not Toronto, why people are still buying homes, and why asking how instead of can changes outcomes. We also unpack what affordability really means — beyond headlines — and introduce the five factors that buyers can actually adjust. This conversation is about clarity, preparation, and positioning, not pressure. Watch now and discover how building wealth wisely through real estate begins with asking better questions. 🔑 Unlock Your Real Estate Potential with the Dekker Team! 🔑 Are you passionate about real estate and personal growth? So are we! At LIFE's Inside Track, we're dedicated to helping you achieve financial freedom and personal success. Whether you're buying your first home, investing in properties, or looking to grow personally, we've got you covered. 🌟 Join Our Community 🌟 Stay connected and get the latest insights: Website: dekkerteam.com Facebook: Dekker Team Instagram: dekker.team 📍 Serving Ottawa, Canada, and Beyond 📍 With over 35 years of experience, we've assisted thousands of clients in buying, selling, and investing in real estate. Now, we're sharing some insider tips on how real estate can help you retire comfortably and build generational wealth. Don't miss this episode packed with valuable insights and practical advice. Subscribe to our channel for more tips on building wealth wisely. Don't forget to like, comment, and subscribe for more valuable content! 🏡💪 #SelfGrowth #OttawaRealEstate #DekkerTeam #FinancialFreedom #WealthBuilding #realestate

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