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What Can Happen If My Business Doesn't Have Workers Compensation Coverage?

What can actually happen if a business doesn’t carry workers compensation insurance? What penalties can be imposed? Most states require businesses to have some form of workers compensation insurance coverage. It is one of the few insurance coverages required by law. Recent legislation in California (AB5), and pending legislation on the federal level (HR842), may further complicate things as it may require businesses to have workers compensation in situations where they didn't need it before. Many have heard of some form penalty for not having workers compensation coverage, but what can actually happen? We went directly to the source in California, to the California Department Of Industrial Relations, for a direct answer. If a business does not have a workers compensation policy, what is the best way to get one? Find out in this video episode of the How Insurance Works podcast.

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