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Good financial advice is essential when approaching retirement. Setting up income streams and understanding how much you will need to live out your retirement plans, are just some of the key issues that need to be considered. Disclaimer: The information on this website is of a general nature only and may not be relevant to your particular circumstances. The circumstances of each investor are different, and you should seek advice from a professional financial adviser who can consider if the strategies and products are right for you. In any instance where information is based on historical performance, we would advise that this is not a reliable indicator of future performance. You should not rely solely on this material to make investment decisions and should seek professional advice.