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Are you a real estate investor looking for a game-changing loan option? Meet the DSCR (Debt Service Coverage Ratio) loan! In this video, we’re breaking down why DSCR loans are becoming so popular and why they might be the perfect choice for your next investment property. Join Juan Huizar and Phoebe Todorov from Sage Trust Mortgage as they discuss the benefits of DSCR loans, including: • Low 15% down payment • 40-year fixed loan options • Interest-only payments for the first 10 years • No private mortgage insurance (PMI) 📧 Contact Phoebe Todorof: [email protected] 🌐 Visit Sage Trust Mortgage: http://sageregroup.com/mortgage/ 📊 Calculator: https://www.sageregroup.com/multifami... If you found this video helpful, don’t forget to like, comment, and subscribe! Let us know your thoughts or questions below! 0:00 - Introduction to DSCR Loans 0:28 - What Is a DSCR Loan and Why It’s Popular 2:44 - Benefits of DSCR Loans: Low Down Payment, Interest Only, No PMI 5:08 - Why DSCR Loans Are Gaining Popularity in 2025 7:21 - Comparing 30-Year vs. 40-Year Fixed Options 9:21 - Understanding Higher Interest Rates and Debt Coverage Ratio 13:45 - DSCR Loans vs. Traditional Loans: Key Differences 18:32 - No Mortgage Insurance and Flexibility with DSCR Loans 20:11 - Out-of-State Investments and Who Can Qualify 23:17 - Final Thoughts and How to Get Started #DSCRLoans #RealEstateInvesting #InvestmentLoans #MortgageTips #RealEstateFinance #RealEstateInvestors #PropertyInvesting #PassiveIncome #realestate -------------------------------- Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing. Juan specializes in selling multifamily apartment units as well as residential properties. He prides himself in locating value-added properties that maximize the client’s investment yields. Juan is a detail-oriented entrepreneur. Today he handles everything from finding, funding, designing, managing, and selling investment properties. His diverse experience in commercial and multifamily real estate allows him to develop and navigate a wide range of projects. BRE 01417642 www.SageREGroup.com Follow me on social media: Instagram: / multifamilylongbeach Facebook: / sageregroup LinkedIn: / juanhuizar-sagerealestate