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post office nsc scheme The National Savings Certificate (NSC) is a government-backed fixed-income savings scheme available at post offices. It is designed for Indian residents looking for a safe, low-risk investment option with tax benefits. Key features Key features of the NSC scheme include a fixed interest rate for the entire term (7.7% per annum, compounded annually for the July–September 2025 quarter), a 5-year maturity period, and a minimum investment of ₹1,000 with no maximum limit. Investments up to ₹1.5 lakh qualify for tax deductions under Section 80C. Interest earned in the first four years is also eligible for this deduction, while the fifth year's interest is taxable. The scheme offers high safety due to government backing, can be used as loan collateral, and includes a nomination facility. Premature withdrawal is generally restricted to specific situations like the holder's death or a court order. How to invest You can invest in the NSC scheme online through the Department of Posts (DOP) internet banking or offline by visiting a post office. Online process (via IPPB): #postofficenscscheme #nationalsavingcertificate Follow Us On Facebook :https://www.facebook.com/profile.php?... Our Channel Best Video Playlist: Loan Videos: • Loan Schemes Videos Govt Scheme Investment Video: • Govt Schemes Videos Credit Card Videos: • Плейлист Mutual Fund Videos: • Mutual Fund & ETF Videos Income tax Help Video: • Income Tax Rules Videos Disclaimer: Fin Plus Tech is not a registered Investment, legal or tax advisor or a broker/dealer. All Investment/ Financial Opinions expressed by Fin Plus Tech are from the personal research and are intended as educational material. Although Best efforts are made to ensure that all information is accurate and up to date, occasionally unintended errors may occur. All Information in this video for educational purpose only. Please Do your Own research before making any investment based on your personal circumstances. Our content is intended to be used and must be used for information purpose only. Please seek the advice of your financial, legal, tax or professional advisor before taking any decision. Copyright Disclaimer under section 107 of the copyright act 1976, allowance is made for " fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research.