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Going through divorce? Learn how to build your own divorce settlement offer using financial disclosures, spreadsheets, and negotiation strategy. Discover what to include, how to deal with missing money, and why this step can help you avoid trial. https://www.thedivorceallies.com/ What You’ll Learn in This Video: What a divorce settlement offer is and why it matters How your state’s laws (like date of separation or community property rules) affect your strategy Why your financial disclosure is the foundation of your offer What to do when money is missing or assets are hidden How to use spreadsheets to build and present your offer When to send your offer: mediation, hearings, or email How to shift the burden of proof in negotiations Examples of property division, business valuation, and offsetting unequal assets If you’re starting the divorce process, chances are you’re overwhelmed and unsure where to begin. Join The Divorce Allies Membership Circle, where we guide women through the financial, emotional, and legal maze—starting with the settlement offer. This video walks you through what a settlement offer is, why it matters, and how to create one—even if you're doing it yourself. Blog Post www.thedivorceallies.com/blog/miohzqlg8b9wal7m10m25y1htucej6 👩💼 About Melissa Gragg (314) 541-8163 https://www.valuationmediation.com/ Melissa is a financial mediator, valuation expert, and founder of Divorce Allies. With over 2,000 valuation cases and two decades of courtroom and mediation experience, she helps women create practical, evidence-based divorce settlement strategies—without spending a fortune on trial prep. FAQs: Divorce Settlement Offers 🤔 What is a divorce settlement offer? A divorce settlement offer is a written proposal that outlines how assets, debts, custody, and support should be divided. It can be created before court, during mediation, or after discovery. 📄 What documents do I need to prepare a settlement offer? You’ll need your financial disclosure, recent account statements, property titles, debt records, and ideally, a spreadsheet showing asset division. 🧠 What if my spouse is hiding money? Include what you do know. Note missing funds as “marital waste” or “undisclosed assets.” Shift the burden of proof to your spouse. Use language like, “We noticed $500K in 2022 that is no longer present. Please provide records to explain where it went.” 🏠 Can I keep the house and still make the settlement fair? Yes, if the house is offset by the other person keeping another asset (like a business or retirement account), or by paying an equalization payment over time. ⚖️ What if I don’t know the business value yet? Use an estimate range. For example: “Based on revenue, the business is likely worth $800K–$1.2M.” This gives you room to negotiate or seek a formal valuation later. 📬 Do I have to file the offer with the court? No. A settlement offer is not usually filed unless both parties agree. It is used in negotiations, mediation, or as part of a Memorandum of Understanding (MOU). #DivorceSettlementOffer #DivorceStrategy #DivorceFinancialDisclosure #MissingMoneyDivorce #DivorceMediation #DivorceSpreadsheet #DivorceAdvice #WomenAndDivorce #DIYDivorce