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In this episode of the Catholic Men of America podcast, host Jeff Cassman sits down with Jeff Kloc, a longtime independent health insurance broker from Texas, new member of CMA, and faithful Catholic father of four. They discuss: +Jeff’s journey from Houston native to trusted insurance consultant +What it means to be an independent broker vs. a captive agent +The crucial role health benefits play in talent retention for employers +Creative insurance solutions for small businesses and solopreneurs +Level-funded and self-funded plans, HRAs, cafeteria plans, and more +His return to the Catholic faith and service as an acolyte +His love for hunting, land stewardship, and living close to the land +Potential business ideas from wild hog management 🔹 Topics Covered: 00:00 – Introduction to Jeff Kloc 01:15 – Jeff’s career path: From HMO rep to independent broker 03:30 – What it means to be a true consultant for small businesses 08:00 – Catholic faith journey: cradle Catholic, lapsed, and returned 12:50 – Being active in the parish, family faith, and acolyte service 14:00 – Field-to-table: Hunting, stewardship, and food self-sufficiency 20:00 – Wild hogs, land management, and niche entrepreneurial ideas 22:00 – Small business health insurance: challenges & solutions 24:30 – HRAs and cafeteria plans for flexible employee benefits 26:45 – Health sharing ministries and reimbursement options 28:45 – Solopreneurs and individual coverage options 30:50 – How Jeff serves Catholic employers with integrity 32:30 – Commissions vs. consulting fees – how brokers get paid 34:00 – Serving clients in Texas and beyond via Zoom How to reach Jeff Kloc: jkloc@watkinsinsurancegroup.com https://www.WatkinsInsuranceGroup.com / jeffkloc +15124311387 🔹 Interested in Joining CMA? Catholic Men of America is building a national brotherhood of Catholic business leaders, professionals, and entrepreneurs. We help: Catholic men find better jobs Catholic employers find values-aligned talent Catholic entrepreneurs build thriving, faithful businesses 👉 Learn more or become a member: https://catholicmenofamerica.com #CatholicMenOfAmerica #FaithAndWork #HealthInsurance #CatholicBusiness #IndependentBroker #CatholicPodcast #Entrepreneurship #CatholicLife #TraditionalCatholic #menoffaith