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🎙️ First-Time Homebuyer Guide: What You NEED to Know Before Buying a Home in Arizona Thinking about buying your first home but feeling overwhelmed by interest rates, credit scores, and down payments? You’re not alone. In this episode, a local Arizona lender sits down with Lauren Taylor, REALTOR® with the Garcia Group at EXP Realty, to break down everything first-time homebuyers need to know before purchasing a home, especially in today’s Arizona real estate market. Whether you’re actively house hunting or just starting to explore your options, this episode will give you clarity, confidence, and a game plan. 🏡 In this episode, we cover: ✔️ Do you really need 20% down to buy a home? ✔️ How much credit score you actually need to qualify ✔️ Common first-time buyer mistakes (and how to avoid them) ✔️ Down payment assistance programs in Arizona ✔️ What monthly payments really look like ✔️ How interest rates affect affordability ✔️ Why talking to a lender early can save you thousands ✔️ What to expect from pre-approval to closing ✔️ New construction vs resale homes ✔️ Why having a REALTOR® protects you as a buyer This episode is perfect for: • First-time homebuyers • Renters thinking about buying • Buyers worried about credit or savings • Anyone planning to buy a home in Arizona in the next 6–18 months 📍 Local Expertise Matters Lauren Taylor specializes in helping first-time buyers navigate the West Valley Phoenix Metro, including Surprise, Buckeye, Goodyear, Litchfield Park, and surrounding areas. 📞 Ready to create your home-buying game plan? Reach out for a free, no-pressure consultation to see what options are available to you. 👍 Don’t forget to LIKE, SUBSCRIBE, and SHARE this episode with anyone thinking about buying their first home!