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In this episode of HJ Talks, we delve into the complex world of social care funding and top-up fees in England and Wales. We break down what local authority funding is, how means testing works, and the implications of capital limits. We discuss the importance of understanding top-up fees, who pays them, and the necessary steps to ensure choices are financially sustainable. Learn how to navigate the system, make informed decisions, and what to do if you encounter issues. Don't forget to like, subscribe, and share your questions or comments. 00:00 Introduction to Social Care Funding 01:08 Welcome to HJ Talks 01:44 Understanding Local Authority Funding 03:20 Means Testing for Social Care 04:12 Capital Limits and Top-Up Payments 07:32 Ombudsman and Complaints 08:55 What Counts as Capital? 10:35 Top-Up Payment Considerations 12:51 Conclusion and Final Thoughts #chc #nursingcare #nursingfunding #topupfees Who we are: We are a leading, full-service UK law firm. Since our beginning, we have been led by the things that matter. We care about fighting for the right outcomes. Solving the seemingly unsolvable. Protecting businesses, individuals, and livelihoods. Supporting our people, our communities. Safeguarding our planet. Looking for a way forward? At Hugh James, challenges – of all sizes – are readily accepted. Our Nursing Care department is one of the leading national experts in the recovery of wrongly paid care home fees; our specialist nursing care team have successfully recovered over £250 million for our clients since the department was set up in 2006. Find out more- https://www.hughjames.com/services/nu... Follow us on socials: LinkedIn- / hugh-james X- https://x.com/hughjameslegal Facebook- / hughjameslegal