Landlord Insurance Explained: Risks That Can Void Coverage & One Landlord’s Story скачать в хорошем качестве

Landlord Insurance Explained: Risks That Can Void Coverage & One Landlord’s Story

Kayla Unfiltered: The Housing Call-In Show- Tonight at 7 PM Tonight’s show is an important one - focused on education, prevention, and real-world impacts in Ontario’s rental housing system. Part One: Insurance & Risk Protection I’ll be live with Jacob Ellsworth and Max Labelle from The Co-operators, our trusted sponsor, breaking down landlord insurance and risk management - knowledge every housing provider and tenant should understand. We’ll cover: What landlord insurance actually covers - liability, building, contents, and loss of rental income. -The difference between personal home insurance and landlord policies. -Loss of rental income -when it applies, what’s excluded, and how to protect cash flow. -Liability risks -slip & falls, water damage between units, and maintenance issues. -Vacancy risks and how coverage changes when a unit is unoccupied. -Tenant insurance - including whether it covers temporary accommodations. Renovations & insurance -what must be disclosed and why it matters. -Fire and smoke risks -prevention tips and what to do after a loss. -Subletting and unauthorized occupants - and how they affect coverage We’ll also share joint education for landlords and tenants, including: What to do first in a fire, flood, or theft -How to communicate during a crisis - who reports what, and when Life insurance & estate planning - protecting debts and passing assets down tax-efficiently. Part Two at 7:30pm: A Housing Provider’s Experience with the System In the second half of the show, housing provider Sadaf Shakori will join us to share her experience navigating the Residential Tenancies Act and the Landlord and Tenant Board -not to attack a tenant, but to explain the process itself and how procedural delays, evidentiary abuse, and lack of enforcement can lead to devastating outcomes. Sadaf will speak about: • Carrying over $45,000 in unpaid rent • Facing 30,000 pages of uploaded evidence used to delay proceedings • How prolonged timelines and system failures led to financial ruin • What this means for housing supply, affordability, and confidence in the justice system. This conversation is about policy, process, and accountability - and why balanced, functional legislation matters for everyone in housing. I’ll be taking your questions live and sharing advocacy insights throughout the show. Thank you to everyone who continues to tune in, share the channel, and support this platform -and a special thank you to our sponsors who help keep this show going and ensure we have the tools needed to keep advocating for balanced housing policy. Interested in sharing your story on the show? Here’s the link to join me live -your experience matters. When we share our stories, we help others learn, prepare, and hold our elected officials accountable. https://forms.gle/pqy6mURWhmb61ZGf6 All content shared in this discussion is intended for general information and advocacy purposes only. Nothing said should be taken as legal advice. For guidance on specific landlord or tenant matters, please consult a qualified legal professional. FrontLobby: https://frontlobby.com/ Landlord Credit Bureau: https://landlordcreditbureau.ca/ Canadian Tenant Inspection Services (CTI) https://www.ctiservices.ca/ Kiruban Coffee Mortgage: https://www.coffeeandmortgage.ca/ InTrust Commercial Real Estate: https://intrustcre.com/ The Co-operators – Ray Johnson & Associates Inc: https://www.cooperators.ca/ KW Property Management: https://www.kwproperty.com/ Renovation Solutions: https://renovationsolutions.ca/ Join us live at 7 PM or watch the replay on the Ontario Landlords Watch YouTube channel. This is a conversation Ontario needs to have. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/55030426...