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Retiring this year can lock in decisions that follow you for decades. In this episode, Ken and Nick Tumolo walk through the financial moves that matter most when retirement is close, including tax planning, Medicare timing, healthcare costs, and investment allocation. They explain how today’s inflation, shifting tax laws, and market cycles can create avoidable mistakes if planning starts too late. A practical conversation focused on preparation, flexibility, and why the years just before retirement often shape the years that follow. To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com (https://tumolofinancial.com/) Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more. See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.