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Think you need 20% down to buy a home? That’s one of the biggest myths in real estate. There are multiple $0 down home loan programs that allow qualified buyers to purchase a home with little to no money out of pocket — and most people don’t even know they exist. In this video, I break down exactly how $0 down home loans work, who qualifies, and which programs are actually available right now for first-time buyers, veterans, rural buyers, and even repeat homeowners. As a mortgage expert with 25+ years of experience, I’ll show you how buyers are getting into homes every day without a down payment — safely, legally, and smartly. 💡 In This Video You’ll Learn: ✅ What “$0 down” really means (and what it doesn’t) ✅ All major $0 down programs: VA Loans USDA Loans Down Payment Assistance (DPA) Lender-paid programs Gift funds & grants ✅ Credit score requirements for $0 down loans ✅ Income limits (and how to get around them) ✅ The biggest mistakes buyers make with $0 down programs 🎯 This Video Is For: First-time homebuyers Renters trying to buy Veterans & active-duty military Buyers with limited savings Realtors working with entry-level buyers 👉 Want to see if you qualify for a $0 down home loan? Get a free mortgage strategy session here: 🔗 https://www.SteveFergusonTeam.com 📅 Or comment “$0 DOWN” and I’ll reply with the best programs for your situation. 💬 Comment below: What city are you trying to buy in and how much do you have saved right now? LINKS: USDA property map: https://eligibility.sc.egov.usda.gov/... USDA income limits: https://www.rd.usda.gov/files/rd-grhl... Watch these NEXT👇 ➡️Fix your credit or buy now? - • What should you do? Buy a home now or fix... ➡️FHA OTC New Construction - • FHA One-Time Close Construction loans. Th... ➡️FHA Explained - • What is an FHA Home Loan? ➡️Conventional Explained- • What is a conventional mortgage loan? ➡️OTC Conventional New Construction- • The One-Time Close Conventional Loan! ➡️Golden Ticket Loan- • The Golden Ticket Mortgage Loan! ➡️Should I Rent or Buy? - • RENTERS: This is the most important video... ➡️Should I Buy Investment Property? - • Should I buy investment property and why! ➡️What is a Bridge Loan? - • Home 2 Home-The best bridge loans out there! ➡️VA OTC New Construction Loan - • VA One Time Close Construction loans-Yes t... CONNECT WITH ME: 👉Join my newsletter: https://mailchi.mp/rwmloans.com/custo... 👉 FB: / stevefergusonteam 👉 WEB: http://stevefergusonteam.com/ 👉 LI: / theloanofficer 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 @TheMortgageMan 🚨 Subscribe to this channel here: 👇👇👇👇👇👇👇 ✅ / @themortgageman 📲 We have so many people contacting us who are needing help on their mortgage loans and have questions regarding all kinds of mortgage products and we LOVE IT!! Let me show you how to make the mortgage process easy, efficient and fun! Reach out Day/Nights/Weekends whenever you want, we never stop working for you!! Steve Ferguson and "The Loan Team" 📲 Call/Text Direct at (512) 913-7566 or (512) 631-3990 📲 Email: fergusonteam@rwmloans.com