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🏡 8 Essential Steps to Buying a Home in Calgary | Jerry Moras, Calgary Realtor Are you planning to buy a home in Calgary? Whether you’re a first-time homebuyer or relocating within the city, understanding the step-by-step process is key to making smart and confident decisions. In this video, Calgary Realtor Jerry Moras breaks down the 8 essential steps to buying a home in Calgary, Alberta – helping you avoid costly mistakes and move forward with clarity. ✅ Step 1: Determine Your Budget 💰 Before searching Calgary homes for sale, calculate how much you can afford. Factor in your down payment, monthly mortgage payments, property taxes, home insurance, and closing costs. If you're a first-time homebuyer in Calgary, explore government programs like the First-Time Home Buyer Incentive (FTHBI) or RRSP Home Buyer’s Plan. Keywords: first-time homebuyer Calgary, Calgary housing affordability, Calgary down payment assistance. ✅ Step 2: Get Mortgage Pre-Approval 🏦 Meet with a bank or mortgage broker to get pre-approved for a mortgage. This gives you a clear price range and strengthens your offer when competing in the hot Calgary real estate market. Keywords: Calgary mortgage pre-approval, mortgage broker Calgary, home loan approval Calgary. ✅ Step 3: Hire a Trusted Calgary Realtor 🤝 Work with an experienced local real estate agent like Jerry Moras who knows Calgary’s neighborhoods, market trends, and legal processes. A licensed REALTOR® will guide you through every step – from showings to negotiations. Keywords: best Calgary Realtor, Calgary real estate agent, Jerry Moras Calgary homes. ✅ Step 4: Start House Hunting 🏘️ Search for homes that meet your needs and budget. Whether you're looking for a single-family home, townhouse, condo, or acreage near Calgary, this is the most exciting part. Use trusted platforms like jerrymoras.com or Realtor.ca. Keywords: Calgary homes for sale, NE Calgary houses, Calgary townhouses, Calgary detached homes, Calgary real estate listings. ✅ Step 5: Make an Offer & Negotiate 📝 Once you find the right property, your agent will help you submit an offer with conditions (financing, home inspection, etc.). Expect counteroffers and negotiations until both parties agree on price and terms. Keywords: Calgary home offers, negotiate Calgary house price, purchase agreement Calgary. ✅ Step 6: Complete Home Inspection 🔍 Hire a professional home inspector to check for structural issues, plumbing, roofing, electrical, and HVAC. A clean report gives peace of mind; issues may lead to price renegotiation or repairs before closing. Keywords: Calgary home inspection, Calgary property condition, real estate due diligence. ✅ Step 7: Finalize Mortgage & Lawyer Review 📑 Your lender completes the final mortgage approval. A real estate lawyer reviews your purchase contract, conducts a title search, and ensures funds are transferred securely. Keywords: Calgary real estate lawyer, finalize mortgage Calgary, title transfer Alberta. ✅ Step 8: Possession Day – Welcome Home! 🏠 On closing day, your lawyer receives the keys and official documents. You’re now the proud owner of your Calgary home! Celebrate your milestone and start making memories. Keywords: Calgary home closing, moving into Calgary home, possession day in Alberta. 📍Why Buy a Home in Calgary? Calgary is one of Canada’s most desirable cities with affordable housing, mountain views, low taxes, and a booming job market. Whether you're eyeing SE Calgary, NW Calgary, or Airdrie and Chestermere, there's something for everyone. Keywords: buy house in Calgary, Calgary housing market 2025, affordable homes Calgary, best neighborhoods Calgary. 💼 Connect With Jerry Moras – Calgary Realtor Need help buying a home? Contact me directly to schedule a free consultation: 🔗 Search Calgary Homes 📞 Call/Text: 403-561-3456 📧 Email: jerry@jerrymoras.com 📍 Alberta Homes Team | eXp Realty 💬 Comment below if you have questions about buying a home in Calgary! 👍 Like this video, 🔔 subscribe, and share with anyone looking to buy in Calgary or Alberta.