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Fraud is becoming the top concern for banks, and fintech is at an inflection point. In this episode we sit down with Zach Perret, founder of Plaid, alongside Plaid’s new president, Jen Taylor, and longtime head of policy, John Pitts. Together, they explore 2025’s fintech predictions in a game show-style discussion. From the rise of deep fakes in financial fraud to the future of AI in banking and the resurgence of fintech funding, this episode covers the key themes shaping the industry. Are stablecoins the next big thing? Will banks pivot into advertising platforms? And how will regulation change under the new administration? Join us for an engaging discussion on where fintech is headed in 2025. Zach Perret: / zperret Jen Taylor: / talkwjt John Pitts: / john-pitts-70549b3 00:00:00 - Fraud Takes Over Banking Discussions 00:01:28 - Why Fraud Losses Are Skyrocketing 00:03:01 - Deep Fakes & AI: The New Fraud Tools 00:05:34 - Is This an Identity Problem, Not a Fraud Problem? 00:08:17 - How Will the Government Handle Fraud? 00:09:48 - AI Hype in Fintech: Reality or Just Talk? 00:12:26 - Why Banks Are Slow to Adopt AI 00:14:49 - Will AI Transform Consumer Banking? 00:17:13 - Is Fintech Funding Making a Comeback? 00:19:36 - When Will Plaid Go Public? 00:22:12 - The Regulatory Landscape in 2025 00:25:03 - Will the SEC Change Its Crypto Stance? 00:29:26 - The Future of Stablecoins & Payments 00:33:09 - How Regulation Will Speed Up Crypto Adoption 00:36:12 - Banks as Ad Platforms: The Next Revenue Stream? 00:41:15 - Why Banks Might Struggle with Ads 00:43:07 - Wrapping Up: The Future of Fintech ___ Connect with Rex on social media: LinkedIn: / rexsalisbury Twitter: / rexsalisbury TikTok: / rex.salisbury Instagram: / rexsalisbury