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Buying something today is almost effortless. One click, one tap, and it’s yours. But when spending becomes frictionless, managing your money can get a lot harder. That’s where the idea of “friction maxxing” comes in. Intentionally adding small barriers to help you make better financial decisions. In this episode of Moolala: Money Made Simple, Hanna Horvath joins Bruce Sellery to explain how adding friction can actually improve your financial habits and even your overall well-being. We discuss: 👉What “friction maxxing” means and how it works 👉Why frictionless spending can lead to overspending 👉The psychology behind why “easy” spending is so powerful 👉How companies design experiences to remove friction and encourage purchases 👉Real-world examples like why people spend more using tap payments 👉When removing friction is actually beneficial If you’ve ever wondered why it’s so easy to overspend and how to take back control, this episode offers practical, behavioural strategies you can start using right away. Listen to more Moolala episodes: 🎙️Spotify: https://open.spotify.com/show/0Laaa1q... 🎙️Apple Podcasts: https://podcasts.apple.com/ca/podcast... ------------------------------------------------------------------------------------------------------------------------ friction maxxing, Hanna Horvath, money psychology, spending habits, behavioural finance, overspending solutions, frictionless payments impact, tap payment spending increase, financial habits tips, personal finance behaviour #FrictionMaxxing #MoneyPsychology #SpendingHabits #BehaviouralFinance #PersonalFinance #FinancialWellness #MoneyTips #MindfulSpending #MoolalaPodcast