Is Dave Ramsey Setting You Up To be A Renter FOREVER? скачать в хорошем качестве

Is Dave Ramsey Setting You Up To be A Renter FOREVER?

For Decades Dave Ramsey has advised his followers to never buy a home that is more then 25% of your take home pay and to only do a 15 year fixed. Dave Ramsey started giving financial advice in 1992 when the cost of a home was $147,200 and the average median household income was $59,210. In 2024 as we end the year the average housing price is $513,000 and the average median income is $74,580. In this video I do the math and ask is Dave Ramsey an elitist or has he and his team not sat down and down the math and are they just "selling" the same idea that initially made them rich even though in today's day and age that mantra only will work for the top 12% Sources: Average Home prices historically and current: https://fred.stlouisfed.org/series/ASPUS Average Median income: https://fred.stlouisfed.org/series/ME... Stats mentioned in video: https://www.statista.com/statistics/2... ⭐Have mortgage questions? Pick a time that works best for you here https://calendly.com/jennifer-beeston ⭐Ready to get preapproved? www.zerostressmortgage.com Text me after you fill out with your name 707-478-0637 so I can alert team ⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:) ⭐Google Reviews: https://tinyurl.com/jenniferbeestonre... -------------------------------- Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2022 www.zerostressmortgage.com NMLS 247743 Guaranteed Rate NMLS 2611 To access Guaranteed Rate: https://www.guaranteedrate.com/discla... https://www.guaranteedrate.com/licens... My State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Timestamps: 0:00 His Ideal Mortgage 0:45 How Realistic is His Loan Advice 1:30 His Website is Out Of Date 2:30 The $400k House Example 3:15 225k of Income For a $400k Loan 5:00 Who Makes Over $200k 6:25 It Is Unrealistic Advice 8:15 Discouraging Homeownership 10:00 Restrictive Guidelines 10:30 My Advice