Credit Policy Full Explanation 03 – CCP Module A Chapter 2 (IIBF) | Certified Credit Professional скачать в хорошем качестве

Credit Policy Full Explanation 03 – CCP Module A Chapter 2 (IIBF) | Certified Credit Professional

Credit Policy Full Explanation – CCP Module A Chapter 2 (IIBF) | Certified Credit Professional Welcome to InsightfulDhull — your source for banking certification guidance & exam strategy! In this video, we explain Chapter 2: Credit Policy — a crucial part of the Certified Credit Professional (CCP) syllabus by the Indian Institute of Banking & Finance (IIBF). This topic is essential for candidates preparing for the IIBF CCP exam and for bankers working in credit functions. 📌 In this video, you’ll learn: ✔ What Credit Policy means in banking ✔ Components of a credit policy document ✔ Importance of credit policy in loan operations ✔ How credit policy guides credit appraisal & risk decisions ✔ Exam-relevant concepts & examples 📚 Useful for: • IIBF CCP exam aspirants • Banking professionals (credit officers, relationship managers) • JAIIB / CAIIB candidates • Finance students & credit analysts #CertifiedCreditProfessional #CCPChapter2 #IIBFCCP #CreditPolicy #BankingExam #CreditManagement #InsightfulDhull #caiib2025 #jaiibexampreparation #jaiibincrement 👉 Subscribe to InsightfulDhull for more banking certification topics, CCP exam tips, and detailed concept breakdowns. https://t.me/insightfuldhull    / @insightfuldhullsi=fa7drakhlv_bdxwh   Facebook page :  / insightfuldhull   X - x.com/InsightfulDhull LinkedIn - linkedin.com/in/insightful-dhull-1526a8360 [00:00] Introduction to Module A Chapter 2 [00:11] Definition & Aim of Credit Policy [01:07] Strategic Objectives of a Bank's Credit Policy [01:33] Governance Framework & CRMC [02:42] Lines of Control: Lending vs. Controlling Authority [04:00] Five Key Objectives of Credit Policy [06:05] The Five C's of Credit Explained [07:36] Policy Styles: Tight, Moderate, and Loose [08:18] Credit Analysis Process Overview [11:04] Quantitative Assessment: Working Capital & Ratios [15:21] Loan Loss Provisioning & IRAC Norms [16:25] Real-world Scenarios & Case Studies [18:22] RBI Exposure Norms & Tier 1 Capital [19:51] Important MCQs for CCP Exam