Retiring Before 65? Here’s What Health Care Really Costs скачать в хорошем качестве

Retiring Before 65? Here’s What Health Care Really Costs

If you’re planning to retire before age 65, one of the biggest challenges you’ll face is covering health care costs before Medicare kicks in. ACA marketplace insurance can cost $12,000–$14,000+ per year for someone in their early 60s, and many early retirees are shocked by how much it adds to their budget. In this video, I’ll break down: ✅ What ACA marketplace premiums really cost in your 50s and early 60s ✅ Why COBRA and other options are usually cost-prohibitive ✅ How to estimate your out-of-pocket spending before Medicare ✅ How Fidelity’s retirement health care estimates fit into early retirement planning Healthcare is often the hidden cost of early retirement, and if you’re not prepared, it can derail even the best financial plan. Watch this video to understand what to expect and how to plan for it. Learn more in my comprehensive guide to health care costs guide on my website: https://sophoswm.com/comprehensive-gu... ________________________________________________________ Free download: My ULTIMATE retirement planning checklist: https://sophoswm.com/get-your-free-co... 🔗 Learn more or connect with me: https://SophosWM.com/ Scott Caufield, CFA, CPA is an investment advisor and the founder of Sophos Wealth Management, LLC. Sophos Wealth Management, LLC is a registered investment advisor in Woodinville, Washington. All content is for educational purposes and should not be considered financial advice. Please consult appropriate tax, legal, or financial professionals before making any financial decisions.